Motorcycle Insurance
Enjoy every curve worry-free
Whether crossing Europe or taking a short weekend ride, our motorcycle insurance lets you ride with the confidence of having a reliable partner by your side. Choose between liability, partial comprehensive or fully comprehensive cover, and enhance your policy with add-on modules.
Benefits of this insurance
For example, for motorcycles with ABS or if you agree to single-rider use.
Except in particularly severe cases such as driving under alcohol or drugs.
Comprehensive cover with new-value compensation during the first 12 months from first registration.
Coverage comparison
| Liability | Liability + Partial Comp. | Liability + Fully Comp. | |
|---|---|---|---|
| Personal, material and financial damages | €100 million (flat) | €100 million (flat) | €100 million (flat) |
| Theft | |||
| Accidents, including self-caused | |||
| Vandalism | |||
| Gross negligence | |||
| Natural forces | |||
| Fire and explosion | |||
| Glass breakage | |||
| Collision with animals of any kind | |||
| Animal bite and consequential damage | |||
| Vehicle accessories and electronics package | Up to €5,000 | Up to €5,000 | |
| No "new for old" deduction | |||
| Special Mallorca coverage |
You may choose a deductible of up to €1,000 in partial/fully comprehensive cover, or opt for no deductible at all.
Additional modules and benefits
Top protection package — from €24.97/month
An attractive package of additional comprehensive benefits.
Foreign claims protection — €9.80/year
We reimburse your own claims if they are not fully covered abroad in Europe.
Roadside assistance package — €12.00/year
Fast, hassle-free help for accidents, theft or breakdowns, at home and abroad.
What is covered
Liability
Covers all damage you cause to others: personal, material and financial damages up to €100 million.
Partial comprehensive
Additional protection against theft, fire, explosion, storm, hail, flooding, animal collisions and short circuits.
Fully comprehensive
Also covers vandalism and damage to your own motorcycle from self-caused accidents or an unidentified at-fault party.
What is not covered
Own damage under liability only
Liability insurance never covers damage to your own motorcycle; partial or fully comprehensive cover is needed for that.
Driving under alcohol or drugs
Accidents under the influence of alcohol or drugs are not covered, even under fully comprehensive cover.
Use outside Europe without an add-on
Outside the geographic borders of Europe and non-European EU territories, you need to extend your coverage.
Real claim examples
Fall on a wet curve
A rider loses control on a wet road in a curve and falls, damaging the fairing and handlebars. Fully comprehensive cover pays for the repair despite the self-caused accident.
Theft from the street
A motorcycle secured with a chain and lock is stolen overnight from the street. Partial comprehensive cover reimburses the replacement value.
Falling branch after a storm
During a storm, a tree branch falls on the parked motorcycle, damaging the tank and headlight. Partial comprehensive cover pays for the repair.
Frequently asked questions
Why is motorcycle insurance worthwhile?
Anyone riding a motorcycle in Germany is legally required to have at least liability coverage.
Is it valid abroad?
Coverage applies within the geographic borders of Europe and non-European EU territories. The foreign protection add-on extends this coverage.
What benefits does it offer?
It depends on the chosen tariff: liability only covers third parties, while comprehensive cover also protects your own property.
Ready to insure your motorcycle?
Tell us about your motorcycle and we will help you choose the ideal coverage.
Request free advice