Moped Insurance
On the road from €3.75 a month
Get quick and easy coverage on the road with our moped insurance. Whether it is a moped, an e-scooter, a fast e-bike or a quad, you can insure different types of vehicles with us and get your mandatory insurance plate.
Benefits of this insurance
Get covered from €3.75 a month and receive your insurance license plate.
Sign up online and pay conveniently via PayPal or credit card.
A flat liability coverage of €100 million.
We are available around the clock if a claim occurs.
Coverage comparison
| Liability | Liability + Partial Comp. | |
|---|---|---|
| Personal, material and financial damages | €100 million (flat) | €100 million (flat) |
| Theft | ||
| Gross negligence | ||
| Natural forces | ||
| Fire and explosion | ||
| Glass breakage | ||
| Collision with animals of any kind | ||
| Short circuit in wiring | ||
| Protection for electric vehicles | ||
| Animal bite and consequential damage |
The insurance year runs from March 1 to February 28/29 of the following year; the minimum premium is €20.
Additional modules and benefits
Partial comprehensive cover
Adds theft, fire, natural hazards and animal collision cover on top of basic liability.
Roadside assistance package
Help on the road for breakdowns, with towing to the nearest workshop.
Helmet and gear protection
Optional cover for your helmet and protective clothing in case of an accident.
What is covered
Mopeds, mokicks & scooters
Two-wheeled light vehicles up to 50cc (or 4 kW for electric motors) with a top speed limit depending on the vehicle type.
E-scooters & segways
Small electric vehicles with 6–20 km/h speed, maximum 55 kg weight and maximum 70 cm width.
E-bike (S-Pedelec)
Fast pedelecs with electric assistance up to 45 km/h.
Vehicles with 3 or more wheels
Quads, microcars and motorized wheelchairs, subject to their technical requirements.
What is not covered
Use outside the permitted category
Exceeding the technical speed or engine size limits of the insured vehicle voids coverage.
Riding without a valid insurance plate
The vehicle must display the current insurance-year plate; without it there is no legal coverage.
Unauthorized tuning
Modifications that increase power or speed beyond the approved limits are not covered.
Real claim examples
Accident on the way to school
A teenager fails to see a car while turning and there is a light collision. Liability insurance pays for the car repair.
Stolen moped
A locked moped is stolen overnight. Thanks to partial comprehensive cover, the insurer pays the replacement value.
Wildlife collision
At dusk, a deer crosses the road and there is not enough time to brake. Partial comprehensive cover pays for the damage.
Frequently asked questions
How much does moped insurance cost?
From €3.75 a month, depending on vehicle type, top speed, driver age and desired start date.
Which vehicles can I insure?
Mopeds, mokicks, e-scooters, segways, e-bikes, quads and similar vehicles, as long as the technical requirements are met.
When does the insurance year start and end?
It always starts on March 1 and ends on February 28/29 of the following year. There is no automatic renewal.
Want to insure your moped or scooter?
Tell us about your vehicle and we will help you get your insurance plate quickly.
Request free advice