Hospital Supplement Insurance
Private patient treatment at any hospital
As a publicly insured patient, you can enjoy the same benefits as a private patient: single or double room, treatment by the chief physician, and free choice of hospital. Our hospital supplement insurance covers these services with no waiting period.
Benefits of this insurance
Full protection from the date agreed in the contract.
Choose the comfort level you prefer during your hospital stay.
You can choose the hospital you prefer, including transport.
Access to care from the most experienced specialists.
Coverage comparison
| Mehr Komfort 2-bed | Mehr Komfort 1-bed | |
|---|---|---|
| Accommodation and meals | ||
| Private medical treatment | ||
| Substitute benefit if room not used | ||
| No limit under the medical fee schedule | ||
| Free choice of hospital | ||
| Outpatient surgery at the hospital | ||
| Second medical opinion | ||
| Monthly cancellation | ||
| No waiting period | ||
| Legal hospital co-payments | ||
| Medical return transport from abroad |
What is covered
More comfortable accommodation
Covers the cost difference of a single or double room compared to the standard public health insurance room.
Chief physician care
Covers the extra cost of private treatment by the chief physician or leading specialists.
Free choice of hospital and transport
You can choose the hospital you prefer, with transport covered, even if it is not the nearest one.
What is not covered
Already planned treatments
An admission or treatment that was already planned or recommended before signing up is not covered.
Non-medical luxury services
Additional purely comfort-related services not related to healthcare are not covered.
Real claim examples
Single room for a week
During surgery, Andrés stays in a single room for a week. The insurance covers the extra cost compared to the standard room.
Treatment by the chief physician
Isabel is operated on by the chief physician of the trauma department. The insurance covers the additional fees of private care.
Frequently asked questions
Is there a waiting period?
No, hospital supplement insurance provides protection with no waiting period from the agreed start date.
Can I choose any hospital?
Yes, you have free choice of hospital, including transport to the chosen facility, even if it is not the nearest one.
How much does it cost?
The price depends on the room type chosen (1 or 2 beds) and the age of the insured person.
Can I cancel anytime?
Yes, after the initial term, you can cancel the insurance monthly without waiting for a specific date.
Want private patient treatment at the hospital?
Tell us if you prefer a single or double room and we will recommend the right plan.
Request free advice