Classic Car Collection Insurance

Classic Car Collection Insurance

We care for your historic vehicle collection with the best protection

As a classic car collector, it's pure joy: the smell of oil, polishing old paintwork, the love of caring for your historic treasures. With our classic car collection insurance, we make sure everything runs smoothly, whether on the road, at exhibitions, or in the home garage.

Benefits of this insurance

Minimum three vehicles aged 30 years

This insurance is designed for private collections of at least three historic vehicles, each at least 30 years old.

Coverage of spare parts and accessories

In addition to the vehicles, the corresponding spare parts and accessories are also insured.

Protection at fairs, workshops, and transport

Covers your collection during participation in fairs and exhibitions, stays at specialized workshops or restorers, and transport by specialized companies.

Fixed valuation based on market value

We offer a fixed-rate insurance based on market value, together with preventive coverage for possible value increases.

What is covered

  • Fire and destruction during storage

    Covers damage or destruction of vehicles from fire or other events during storage.

  • Damage during transport

    Covers damage vehicles suffer during transport by specialized companies, including the loading and unloading process.

  • Theft and vandalism

    Covers theft and acts of vandalism on the vehicles of the collection.

  • Stored accessories and spare parts

    Covers significant damage to stored accessories such as spare parts and tools.

What is not covered

  • Vehicles not included in the insured list

    Only vehicles individually included in the contract's list of insured items are covered.

  • Fewer than three vehicles or insufficient age

    This insurance requires a minimum of three vehicles at least 30 years old; other solutions exist for smaller collections.

Real claim examples

€120,000

Fire in a private collection's garage

A hangar housing a private collection of historic vehicles catches fire overnight; several classic cars are damaged or destroyed, along with damage to stored accessories. The insurance settles the insured damages.

€15,000

Damage during transport to an exhibition

A collector hires a specialized transport company to bring their vehicle to an exhibition; while loading it onto the trailer, the car slips slightly and is damaged. The insurance covers the damage to the vehicle and any special parts.

Frequently asked questions

How many vehicles do I need for this insurance?

A minimum of three historic vehicles is required, each at least 30 years old.

What exactly is insured?

The vehicles specified in the contract, as well as the corresponding spare parts and accessories, provided they are individually listed in the insured items list.

Where does coverage apply?

Coverage applies during participation in fairs and exhibitions, during stays at specialized workshops or restorers, and during transport by specialized companies.

Is an age-based value reduction applied?

No, unlike new vehicles, the value of classic cars can even increase over time, which we take into account when valuing the policy.

Do you have a collection of classic vehicles?

Tell us how many vehicles you have, and we will help you design the ideal coverage for your collection.

Request free advice