Art Insurance
Comprehensive protection for your art collection and cultural property
Whether paintings, sculptures, or installations: artworks are not only valuable but often also delicate and exposed to particular risks, whether through transport, storage, or external influences. To keep the risks to your collection under control, we reliably insure artworks of all kinds in any situation with all-risk coverage.
Benefits of this insurance
We insure artworks of all kinds under broad coverage against loss, damage, or destruction.
Ideal for museums, galleries, solo or traveling exhibitions, and any other commercial art exhibition.
We protect you against all risks the art objects are exposed to during stays and transport.
In the event of damage, we cover restoration costs and, if applicable, the loss of value of the work.
What is covered
Artworks and cultural property
Covers art and cultural goods, antiques, and similar collection items.
Total loss or destruction
In the event of total loss or destruction, you receive the insured value of the artwork.
Partial damage
In the event of damage, we cover restoration costs and possible loss of value.
Transport and temporary stays
Covers risks during transport and stays at the agreed locations.
What is not covered
Emotional value of the artwork
The insurance cannot compensate for the sentimental or emotional value of your art objects, only the financial damage.
Non-agreed locations
Coverage is limited to the locations and transport defined in the contract.
Real claim examples
Damage during transport of a traveling exhibition
A sculpture is damaged during transfer between two museums; the insurance covers the restoration costs.
Theft at a gallery
Several works are stolen from a gallery during a break-in; the insurance reimburses the insured value of the pieces.
Frequently asked questions
Who is this insurance suitable for?
For museums, galleries, solo or traveling exhibitions, and any other commercial art exhibition.
What is the difference between art exhibition and art gallery insurance?
They are sometimes distinguished because they cover different risks; our art insurance, however, offers comprehensive protection for both cases.
Where does coverage apply?
Coverage applies at the agreed insured locations, as well as during transport and stays within the agreed scope.
What do I receive in the event of a claim?
In the event of total loss, you receive the insured value; in the event of damage, the restoration costs and possibly compensation for loss of value.
Do you have an art collection to protect?
Tell us about your collection, and we will help you design the right coverage.
Request free advice