Group Accident Insurance for Clubs
Tailored protection for your club, its members, and its volunteers
Your club thrives on commitment and activity. But with every activity comes greater responsibility. Protect your members — whether in sports, at events, or in important volunteer work. Our group accident insurance offers tailored protection so everyone can focus fully on their passion.
Benefits of this insurance
Covers accidents during the club's own activities, such as training, rehearsals, and events.
Also protects on direct routes, such as from home to the training or rehearsal venue and back.
In addition to basic protection, coverage can be extended with the Unfall Plus module for higher benefits.
Protects both active and passive club members, including coaches and volunteers.
What is covered
Accidents during club activities
Covers accidents occurring during training, rehearsals, competitions, and events organized by the club.
Direct routes to and from
Covers the direct route between home and the venue of the club activity.
Lump-sum benefit for disability and death
Offers lump-sum benefits in the event of permanent disability or accidental death, as agreed.
Active and passive members, coaches, and volunteers
Protects all active and passive club members, as well as coaches and volunteer contributors.
What is not covered
Members' private accidents
Private accidents of club members unrelated to club activity are not covered.
Activities unrelated to the club
Only activities directly related to the club are covered; private activities are excluded.
Real claim examples
Injury during a sports training session
A member suffers an injury with disability consequences during club training; the insurance covers the corresponding lump sum.
Accident on the way to rehearsal
A member of a music club has an accident on the way to rehearsal; the insurance covers the agreed benefit since it is a direct route.
Frequently asked questions
Who does this insurance protect?
All active and passive members of the club for which the group accident insurance was taken out, including coaches and volunteers.
Where does the insurance apply?
The insurance applies during the club's own activity (for example, a music club rehearsal) and on direct routes between home and the activity venue.
Does it cover members' private accidents?
No, private accidents of club members are not covered by this policy.
Can coverage be extended?
Yes, in addition to basic protection, coverage can be extended with the Unfall Plus module for higher benefits.
Want to protect your club's members?
Tell us about your club's activities, and we will help you find the right coverage.
Request free advice