Corporate Health Insurance
A benefit that cares for your team and strengthens your company
Healthy, satisfied employees are more motivated and productive — and the best foundation for your company's success. With corporate health insurance from BarmeniaGothaer, you show appreciation, strengthen employee loyalty, and reduce sick days.
Benefits of this insurance
Offers your team supplementary health benefits comparable to a private health insurance plan.
Coverage applies from the first day of the contract, without the usual waiting periods of private health insurance.
The employer-funded option generally requires no prior health examination.
Available as budget plans, individual modules (dental, hospital, etc.), or voucher models for preventive checkups.
What is covered
Dental treatments and dentures
Covers, depending on the module chosen, dental treatments, dentures, and supplementary orthodontics.
Hospital stays with a private room
Covers hospitalization with a private room and senior physician care, depending on the module chosen.
Checkups and preventive medicine
May include preventive checkups and telemedicine consultations for the team.
Freely usable annual budget
Under the budget plans, each employee receives an annual amount to use freely across various health benefits.
What is not covered
Fewer than five employees
This insurance requires, depending on the tariff, a minimum number of insured persons (usually at least five employees).
Ongoing treatments under the employee-funded model
Under the employee-funded option, ongoing or already recommended treatments are typically excluded from coverage.
Real claim examples
Orthodontic treatment for an employee
An employee receives supplementary orthodontic treatment through their corporate dental module.
Hospitalization with senior physician care
An employee is hospitalized and receives a private room thanks to the corporate hospital module.
Frequently asked questions
What is corporate health insurance (bKV)?
It is a supplementary health insurance taken out as a group contract, where the company is usually the policyholder and payer, and the employees are the insured persons who enjoy the benefits of supplementary private health coverage.
Is there a health check?
Under the employer-funded model, no health check is generally required. Under the employee-funded model, a simplified check may be required depending on the tariff.
Is there a waiting period?
No, the usual waiting periods of private health insurance do not apply; benefits can be used from the start of the contract.
How many employees are needed to take it out?
Depending on the tariff, the plan can be taken out with as few as five insured employees; some hospital products require a minimum of twenty people.
Want to offer your team a health benefit?
Tell us your company size and what you are looking for, and we will help you find the right model.
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