Psychologist Liability Insurance
Specialized coverage for your psychology or psychotherapy practice
If you work in psychology, psychotherapy, psychoanalysis, or systemic counseling/therapy, we offer exclusive professional and private liability rates tailored to your specific needs, so you can fully focus on the wellbeing of your patients.
Benefits of this insurance
We offer special terms for psychologists and psychotherapists who belong to a professional association.
Coverage includes the practice owner, trainees, and employed psychologists, up to five full-time employees.
The policy also covers your practice premises' duty of care towards visitors.
You can easily take out your insurance in a few steps, with coverage tailored to your daily practice.
What is covered
Errors in therapeutic treatment
Covers liability claims resulting from errors in the treatment or assessment of patients.
Personal, material, and financial damages
Includes medical costs, pain and suffering compensation, maintenance costs, and other damages arising from your professional activity.
Employees and trainees
Coverage extends to employed and trainee staff within your practice, according to the agreed limits.
What is not covered
Activities outside the declared psychological field
Coverage is limited to the professional activities described in the policy (psychology, psychotherapy, psychoanalysis, or systemic therapy).
More than five full-time employees
If your practice exceeds the covered number of employees, the policy needs to be adjusted.
Real claim examples
Claim over an assessment error
A patient files a claim believing there was an assessment error in their treatment; the insurance covers the defense and appropriate compensation.
Accident in the waiting room
A visitor falls in the practice waiting room; the insurance covers the damages arising from the premises' duty of care.
Frequently asked questions
Who is covered by this policy?
It covers the practice owner, trainees, and employed psychologists, with up to five full-time and five part-time employees.
Are there special rates for association members?
Yes, we offer exclusive rates for members of certain professional psychology and psychotherapy associations.
What determines the price of the insurance?
It depends on the exact professional title, association membership, your claims history, and the chosen sum insured (three, five, or ten million euros).
Can I add personal or dog liability?
Yes, you can supplement your professional policy with personal family liability or dog owner liability.
Do you practice psychology or psychotherapy?
Tell us your specialty and practice size, and we will offer you the most suitable coverage.
Request free advice