Industrial Machinery Insurance
Secure your production continuity against technical failures
Our industrial machinery insurance protects your machines against damage from design, material, or manufacturing defects, as well as failures of measuring, control, or safety devices and other internal and external causes. This safeguards your production capability and the fulfillment of your delivery commitments.
Benefits of this insurance
Covers failures that would jeopardize your production capability and your delivery commitments.
Your plant's stationary machinery is protected up to this sum insured.
Cranes, forklifts, and other mobile equipment are covered up to this limit.
You can add a module to cover lost profit if a machinery breakdown stops your production.
What is covered
Design, material, or manufacturing defects
Covers damage from errors in the design, materials, or manufacturing process of the machinery.
Failure of measuring, control, or safety devices
Covers breakdowns caused by malfunction of the machine's control and safety systems.
Natural events and theft
Covers fire, lightning, storm, theft, and burglary of the insured machinery.
Additional costs
Includes reimbursement of replacement equipment costs as well as removal and disposal of damaged machinery.
What is not covered
Normal wear and tear
Regular wear of machinery from daily use is not covered.
Lack of proper maintenance
Damage resulting from poor maintenance may be excluded from coverage.
Real claim examples
Control system failure
A control system failure on a production line causes severe damage to the machinery; the insurance covers the full repair.
Breakdown due to a material defect
A defective component causes a key machine to break; the insurance covers the replacement and associated costs.
Frequently asked questions
Does it cover only stationary or also mobile machinery?
It covers both stationary machinery on-site and mobile machinery such as cranes or forklifts, each with its own coverage limit.
Can I combine it with business interruption protection?
Yes, an additional module is available that covers lost profit and fixed costs if a breakdown stops your production.
What happens if I need replacement equipment during repairs?
The policy includes reimbursement of rental costs for replacement equipment up to the agreed limit.
Where does coverage apply?
For stationary machinery, on the premises specified in the contract within Germany. For mobile equipment, also during temporary use abroad.
Want to protect your industrial machinery?
Tell us what type of machinery your company uses, and we will advise you on the most suitable coverage.
Request free advice