Electronics Insurance
Comprehensive protection for your electronic and technology equipment
From a simple office computer to a large group of installations in a retail business, electrical and electronic equipment is now indispensable in almost any company. If key equipment fails, business operations are disrupted. Electronics insurance offers comprehensive protection against this risk.
Benefits of this insurance
Provides flat-rate insurance coverage for all electronic installations and equipment in your company, from a laptop to a full system.
Your business electronics are fully insured up to this amount, with the option to extend it.
The policy also covers software-related damage in addition to physical damage.
Worldwide coverage can be extended according to the specific needs of your activity.
What is covered
IT and communication equipment
Covers all electronic installations for information, communication, and data processing technology.
Office and security equipment
Covers devices such as computers, printers, alarm systems, and access control systems.
Image and sound technology components
Includes electronic components from imaging, sound, reprographics, and measurement technology.
Unforeseen damage and negligence
Covers all unforeseen damage and destruction, including that caused by negligence.
What is not covered
Normal wear and tear
Regular wear of equipment from daily use is not covered.
Equipment not included in the policy
Only the equipment declared in the contract is covered; items added later must be reported.
Real claim examples
Server failure due to power surge
A power surge damages an office's main server; the insurance covers the repair and replacement of the equipment.
Software damage after a technical failure
A technical failure corrupts the company's critical software; the insurance covers the recovery costs.
Frequently asked questions
What type of equipment does it cover?
It covers all your business electronics: from a simple laptop to complete IT, communication, imaging, or sound systems.
Up to what amount is the electronics insured?
For businesses, electronics are insured up to €500,000, with flat-rate protection for all equipment.
Does it also cover software damage?
Yes, in addition to physical damage, the policy also includes coverage for software-related damage.
Why is this insurance recommended?
Because damage to electronics can be very high and even threaten the existence of your business, despite increasingly reliable technology.
Want to protect your business technology?
Tell us what electronic equipment your company uses, and we will help you find the right coverage.
Request free advice