Construction Insurance
Your construction project protected, from foundation to roof
Protect yourself as a client or as a construction company against unforeseen damage, destruction, and theft. Construction insurance covers all building work, from the foundation to the roof structure, including construction materials and fixtures that are a permanent part of the project.
Benefits of this insurance
Covers all material damage not expressly excluded, from the start to the completion of construction.
Covers all building work from the foundation to the roof structure, as well as materials and fixtures permanently attached to the project.
A six-figure construction budget can be protected with a premium of just a few hundred euros.
You can supplement the policy with a construction interruption module to cover costs arising from delays.
What is covered
Damage from extreme weather events
Covers damage caused by storms, hail, flooding, and other unforeseen weather events.
Vandalism and malicious damage
Covers damage caused by vandalism during the construction phase.
Construction and execution errors
Covers damage resulting from construction, execution, or material errors.
Theft of materials and installed elements
Covers the theft of construction materials and elements already installed at the site.
What is not covered
Contracting after construction has started
Construction insurance must be taken out before construction begins in order to be valid.
Natural wear and pre-existing defects
Does not cover natural wear of materials or defects that existed before the insurance began.
Real claim examples
Storm damage during construction
A severe storm significantly damages a structure under construction; the insurance covers the full repair.
Theft of materials at the construction site
Construction materials stored on-site are stolen overnight; the insurance covers the replacement.
Frequently asked questions
Who can take out this insurance?
Both clients and construction companies, including their subcontractors, can take out and benefit from this insurance.
What determines the sum insured?
The sum insured is based on the total construction costs of the project.
When should I take out the insurance?
Construction insurance must be taken out before construction begins in order to provide full protection.
Starting a construction project?
Tell us the details of your project, and we will help you calculate the right coverage before you begin.
Request free advice