Commercial Vehicle Insurance
Tailored protection for your company's mobility
Our commercial vehicle insurance offers you tailored protection with attractive premiums to ensure your company's full mobility. In the event of a claim, you enjoy fast, comprehensive service including a replacement vehicle and partner workshops.
Benefits of this insurance
For passenger transport vehicles, the liability sum insured amounts to a flat €100 million.
In the event of a claim, you benefit from fast service including a replacement vehicle and partner workshops.
In the event of a total loss within the first twelve months after first registration, the new value of the vehicle is reimbursed.
Provides financial protection in the event of disability or death of occupants, even in special cases.
What is covered
Personal, material, and financial damages
Covers third parties up to a flat €100 million, with a limit of €12 million per person for personal injury.
Self-caused accidents without an identifiable culprit
Covers self-caused accidents when the responsible party cannot be identified.
Vandalism damage
Covers damage caused by acts of vandalism to the insured vehicle.
Commercial or mostly commercial use
Designed for cars, vans, and trucks used commercially or mostly commercially.
What is not covered
Exclusively private use
This insurance is designed for commercially used vehicles; exclusively privately used vehicles require a different policy.
Risks not included in the chosen coverage
Only the risks of the chosen coverage level are insured (liability, partial, or comprehensive).
Real claim examples
Accident with a delivery vehicle
A delivery vehicle causes an accident with third-party damage; the insurance covers the corresponding compensation.
Vandalism on a parked truck
A company truck is damaged by vandalism overnight; the insurance covers the repair.
Frequently asked questions
What type of vehicles is it intended for?
For commercially or mostly commercially used vehicles such as cars, vans, and trucks.
What is the difference with fleet insurance?
Commercial vehicle insurance covers individual vehicles; from three vehicles onward, fleet insurance is more efficient, as it groups all vehicles under one contract.
What happens with a total loss on a new vehicle?
If the total loss occurs within the first twelve months after first registration, the new value of the vehicle is reimbursed.
Is occupant protection included?
Yes, you can add occupant accident insurance that provides financial protection in the event of disability or death.
Do you need to insure your company's vehicles?
Tell us the type and use of your vehicles, and we will help you find the most suitable coverage.
Request free advice