Hunting Liability Insurance
The mandatory cover to obtain your hunting license
Hunting means responsibility — to yourself, to others and to nature. Our multi-award-winning hunting liability insurance, also recommended by the German Hunting Association, covers the key liability risks of your activity, from firearm use to damage caused by your hunting dogs.
Benefits of this insurance
The legally required proof you must present to the hunting authority.
Liability risks are also covered during hunter training.
Download your insurance confirmation immediately after signing up.
Choose between €6, 15 or 20 million in combined coverage.
Coverage comparison
| €6 million | €15 million | €20 million | |
|---|---|---|---|
| Personal, material and financial damage to third parties | |||
| Firearm use | |||
| Traffic accidents caused by hunting dogs | |||
| Sale of game meat | |||
| Activity during hunter training | |||
| Review and defense against unjustified claims |
Combined sum for personal and material damage. Guide price: €30–80/year depending on the sum, term and deductible chosen.
Additional modules and benefits
Hunter protection cover (3-in-1 package)
Combine your hunting liability with hunting & sports weapons insurance and hunting-specific legal protection in a single policy.
Mobile hunting insurance
Add specific veterinary coverage for your hunting dogs during driven hunts.
What is covered
Damage during hunting activity
We cover personal, material and financial damage you cause to third parties while hunting, including damage from firearm use or traffic accidents caused by your hunting dogs.
Hunters, lessees and organizers
Your legal liability is insured as a hunter, hunting-ground lessee, hunting master, hunt organizer, forester, forestry official, professional hunter, game warden or falconer.
Passed hunting exam
A hunting exam passed and recognized by German authorities is a mandatory requirement.
What is not covered
General environmental damage exclusion lifted
Unlike standard liability policies, the general exclusion for environmental damage does not apply to this specific hunting policy.
Hunting without a valid permit
There is no coverage if you hunt without the corresponding permit or outside authorized hunting grounds.
Intentional damage
Deliberately caused damage is not covered.
Real claim examples
Weapon accident during a driven hunt
During a driven hunt, an accidental shot slightly injures a beater. Hunting liability insurance covers medical costs and possible compensation.
Hunting dog causes an accident
A loose hunting dog runs onto a nearby road, causing a vehicle to swerve off course. The insurance covers material damage to the vehicle.
Unjustified claim after a shot
A nearby landowner claims their fence was damaged by a stray shot, without sufficient evidence. The insurance reviews the case and rejects the unjustified claim.
Frequently asked questions
Is hunting liability insurance mandatory?
Yes, it is a legally required policy that all hunters must present to the hunting authority to obtain their hunting license.
What exactly does it cover?
It covers the key liability risks during hunting activity and already during hunter training, including damage caused by firearms or hunting dogs.
How much does it cost?
Between €30 and €80 per year, depending on the coverage sum, contract term and deductible chosen.
Do I need a passed hunting exam?
Yes, a hunting exam passed and recognized by German authorities is a mandatory requirement.
Can I combine it with other hunting policies?
Yes, in our Hunter Protection Cover package you can combine it with hunting & sports weapons insurance and hunting legal protection.
Do you need your hunting liability insurance?
Tell us the coverage sum you need and we will process your certificate in minutes.
Request free advice