Our Insurance Services
Tailored Insurance Solutions for Latinos in Germany
Living in Germany means adapting to a new environment, including financially. Having the right insurance is not only mandatory in many cases but also key to your peace of mind and financial stability.
Insurance
Vehicle protection
Health care
Expert advice
Auto, Home & Legal
Living in Germany requires adapting to a new environment, including financially. Having the right insurance is not only mandatory in many cases but also key to your peace of mind and economic stability.
Auto
Home
Liability Insurance
Protects you against damages you might cause to other people or their property. Covers legal expenses, claims, and more.
Health & Wellness
Access quality medical care with financial backing. Includes health, dental, and more insurance options.
Health Insurance
Pets
Veterinary coverage and protection against damages your pet might cause. Because their well-being is your peace of mind.
Pet Protection & Care
Finance
Financial and insurance advisory in Germany for the Spanish-speaking community
We provide information and guidance on insurance, retirement planning, saving, investing and loans within the German system.
Our goal is to help Spanish-speaking people understand how the financial system works in Germany and make responsible, safe decisions in compliance with current regulations.
Financial protection is the foundation of responsible planning. The solutions in this category are designed to protect families against unexpected situations, ensure economic stability, and provide long-term peace of mind.
Term life insurance
Term life insurance provides financial support for relatives or beneficiaries if the insured person passes away during the policy term. The insured sum can be used to cover mortgages, rent, loans, day-to-day expenses, children’s education, or other financial obligations. It is especially recommended for families, couples, parents, homeowners, and people with financial responsibilities. It is known for its clarity, affordable cost, and adaptability to the insured person’s personal and professional situation within the German legal framework.
Endowment life insurance (with savings)
This solution combines protection in the event of death with building long-term capital. During the term, savings are accumulated and paid out at the end either to the insured person or to their beneficiaries. It is suitable for people looking for stability, foresight, and structured financial planning—ideal for goals such as retirement, future projects, or additional financial security.
Unit-linked life insurance
This product combines life insurance protection with investing in funds. It offers higher long-term return potential and allows the investment strategy to be adapted to the client’s risk profile. It is a modern and flexible option for those who want to protect their family while also building wealth by taking advantage of opportunities in the German financial market.
Funeral insurance with repatriation
Funeral insurance is designed to cover the costs and organization related to the death of the insured person. In Germany these expenses can be high and may include funeral services, coffin or urn, burial or cremation, official certificates, administrative procedures, and legal arrangements. It protects families from an unexpected financial burden during an emotionally difficult time and ensures everything is handled in an orderly way and in compliance with German regulations. A particularly important aspect for the Spanish-speaking community is repatriation coverage to the country of origin. This covers the costs and coordination of the international transfer of the deceased as well as the necessary legal formalities between Germany and the destination country. In the case of cremation, it may also include the transfer of ashes.
Retirement planning is one of the most important topics within the German financial system. In most cases, the state pension (gesetzliche Rente) is not enough to maintain the same standard of living in retirement. For this reason, the German system actively promotes complementary savings through private plans, occupational schemes, and tax-advantaged models. Good retirement planning helps secure stable future income, benefit from state subsidies, reduce current tax burden, and protect purchasing power in the long term. The earlier you start, the greater the financial advantages.
Private pension
Unit-linked pension
Riester plan
Rürup plan (self-employed)
Occupational pension (bAV)
Employer-supported savings (VWL)
Saving and investing help you build wealth in a structured way and reach financial goals with clarity. In the German system there are different approaches—from regular savings plans to lump-sum investments—depending on your time horizon, risk profile and personal situation. We help you understand the options, choose a suitable strategy, and make responsible decisions in compliance with applicable regulations.
Investment funds
ETFs
Fund savings plan
ETF savings plan
Stocks
Lump-sum investment
Wealth building
Housing and financing are key topics in Germany—from home savings plans and mortgages to construction financing, refinancing, or debt restructuring. A well-structured approach can help optimize costs, reduce risks, and strengthen long-term financial stability. We provide orientation on options, requirements, and typical processes so you can compare offers and make informed decisions.
Home savings plan
Mortgage loan
Construction financing
Follow-up financing
Debt restructuring
Personal loan
Car loan
Ready to Shape Your Financial Future?
Schedule a free consultation with one of our experts to discuss tailored solutions for your specific needs.